ENHANCING THE ECONOMIC SECURITY OF THE GHANAIAN WORKER: THE ROLE OF THE SOCIAL SECURITY AND NATIONAL INSURANCE TRUST.

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ENHANCING THE ECONOMIC SECURITY OF THE GHANAIAN WORKER: THE ROLE OF THE SOCIAL SECURITY AND NATIONAL INSURANCE TRUST.

Abstract:

The low levels of income in the economy has resulted in the payment of low pensions to member of the SSNIT Pension scheme since the quantum of pension payment is linked to ones income level. Some workers have therefore agitated for the introduction of the CAP 30 which purports to pay higher pension in the form of lump sum as compared to the SSNIT pension scheme which spreads payment over a period of time. This study takes a critical look at the investments made by SSNIT in the housing, health and educational sectors, in a bid to enhancing the economic security of the Ghanaian worker. The study revealed that SSNIT intervention in the housing sector has enabled a lot more workers to be able to own these affordable housing units built by SSNIT despite their low incomes. The study further showed that SSNIT investment in the heath sector has helped to address the health needs of Ghanaian workers in the economy. In addition most workers admit that it would have been very difficult for them to pursue tertiary education without the SSNIT student loan. Among the recommendation are the construction of more housing units by SSNIT as well as the expansion of the SSNIT hospital to be duplicated in other regions. It was also recommended that the SSNIT student loan should continue.

TABLE OF CONTENT

Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi

CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10

CHAPTER TWO

LITERATURE REVIEW – – – – – – -11

CHAPTER THREE

Research methodology – – – – – – -39
Design of study – – – – – – – -40

CHAPTER FOUR

Presentation, analysis and interpretation of data – -48

CHAPTER FIVE

Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69

ENHANCING THE ECONOMIC SECURITY OF THE GHANAIAN WORKER: THE ROLE OF THE SOCIAL SECURITY AND NATIONAL INSURANCE TRUST.

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