MICROFINANCE AND SOCIO-ECONOMIC EMPOWERMENT OF WOMEN A CASE OF OPPORTUNITY INTERNATIONAL SAVINGS AND LOANS CLIENT

MICROFINANCE AND SOCIO-ECONOMIC EMPOWERMENT OF WOMEN A CASE OF OPPORTUNITY INTERNATIONAL SAVINGS AND LOANS CLIENT

Abstract:

Governments, donors and NGOs have over the years initiated and implemented programmes aimed at empowering women economically and socially. Despite these efforts some challenges still remain. Microfinance as tool for women empowerment has become the main subject of many global and regional conferences, seminars and workshops. This study therefore examined the contribution of microfinance to the socio-economic empowerment of women in Ghana by using Opportunity International savings and Loans (OISL) microfinance programme as a case study. The survey method was adopted where questionnaires were administered to beneficiaries of the OISL’s microfinance programme. The findings from the study revealed that access to microfinance has contributed immensely to the economic empowerment of women through improvement in their businesses. Besides, the study shows that access to microfinance has improved the status of women both at the family level and in society as a whole. The study therefore recommends that OISL should endeavour to extend more credit facilities to clients to expand their businesses. Finally, OISL should provide more training programmes to women in order to improve their entrepreneurial skills and help reduce the problems which hinder their access to microfinance.

TABLE OF CONTENT

Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi

CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10

CHAPTER TWO

LITERATURE REVIEW – – – – – – -11

CHAPTER THREE

Research methodology – – – – – – -39
Design of study – – – – – – – -40

CHAPTER FOUR

Presentation, analysis and interpretation of data – -48

CHAPTER FIVE

Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69

 

MICROFINANCE AND SOCIO-ECONOMIC EMPOWERMENT OF WOMEN A CASE OF OPPORTUNITY INTERNATIONAL SAVINGS AND LOANS CLIENT

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