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RURAL BANKING SCHEME AND ENHANCEMENT OF RURAL DEVELOPMENT IN NIGERIA: CASE STUDY OF UNITED BANK FDR AFRICA (U.B.A) PLC.
ABSTRACT
Economic growth and development is a fundamental question in life of any
nation. Every nation, at any given time is striving to attain higher level of
development. The question in this struggle, as it were is always the question of
designing and selecting the best development strategy.
In Nigeria, attention has been turned to rural areas as a base for
meaningful development. It is in recognition of this that CBN inaugurated the rural
banking scheme in 1977, which will be responsible for movement of funds from
the surplus to the deficit sectors of the economy and at the same time in
calculating the banking habit among rural populace.
Based on this literature, the study was conducted to assess the
performance of UBA Plc in rural banking programme as one of the top three
commercial banks in the country expected to transform the economic fortune of
rural areas through her activities.
In the course of the study the extent to which UBA meets federal
government expectation were highlighted. It was further proved that the
establishment of the rural branches did not affect the profit making ability of UBA
and should accept the social responsibility of contributing actively to the achieving
the development goal in the Nigerian economy.Economic growth and development is a fundamental question in life of any
nation. Every nation, at any given time is striving to attain higher level of
development. The question in this struggle, as it were is always the question of
designing and selecting the best development strategy.
In Nigeria, attention has been turned to rural areas as a base for
meaningful development. It is in recognition of this that CBN inaugurated the rural
banking scheme in 1977, which will be responsible for movement of funds from
the surplus to the deficit sectors of the economy and at the same time in
calculating the banking habit among rural populace.
Based on this literature, the study was conducted to assess the
performance of UBA Plc in rural banking programme as one of the top three
commercial banks in the country expected to transform the economic fortune of
rural areas through her activities.
In the course of the study the extent to which UBA meets federal
government expectation were highlighted. It was further proved that the
establishment of the rural branches did not affect the profit making ability of UBA
and should accept the social responsibility of contributing actively to the achieving
the development goal in the Nigerian economy.Economic growth and development is a fundamental question in life of any
nation. Every nation, at any given time is striving to attain higher level of
development. The question in this struggle, as it were is always the question of
designing and selecting the best development strategy.
In Nigeria, attention has been turned to rural areas as a base for
meaningful development. It is in recognition of this that CBN inaugurated the rural
banking scheme in 1977, which will be responsible for movement of funds from
the surplus to the deficit sectors of the economy and at the same time in
calculating the banking habit among rural populace.
Based on this literature, the study was conducted to assess the
performance of UBA Plc in rural banking programme as one of the top three
commercial banks in the country expected to transform the economic fortune of
rural areas through her activities.
In the course of the study the extent to which UBA meets federal
government expectation were highlighted. It was further proved that the
establishment of the rural branches did not affect the profit making ability of UBA
and should accept the social responsibility of contributing actively to the achieving
the development goal in the Nigerian economy.
TABLE OF CONTENT
Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi
CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10
CHAPTER TWO
LITERATURE REVIEW – – – – – – -11
CHAPTER THREE
Research methodology – – – – – – -39
Design of study – – – – – – – -40
CHAPTER FOUR
Presentation, analysis and interpretation of data – -48
CHAPTER FIVE
Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69
