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THE IMPACT OF AGRICULTURAL LOAN SCHEME TOWARDS THE NATIONAL ECONOMIC GROWTH
ABSTRACT
Financing Agriculture has been a disturbing phenomenon for a long period in the Nigerian economy. Various measures were taken by governments of the Federation to help fill the wide gap of the need of financing and the availability of the finance through credit. One of the known bold efforts was the establishment of Nigerian Agricultural and Co-operative Bank (NACB), in November, 24th 1972 which was inaugurated and started operations in March, 6th 1973. A further step towards this financing is the transformation of the Nigerian Agricultural and Co-operative Bank (NACB), into Nigerian Agricultural, Co-operative and Rural Development Bank (NACRDB). This was after merging the former Peoples Bank of Nigeria (PBN), the risk assets of the Family Economic Advancement Programme (FEAP). This is said to be the biggest development finance institution in Nigeria, fully owned and subscribed to for its shares by Federal Ministry of Finance incorporated 60%, and the Central Bank of Nigeria, 40%. The merger that brought about the emergence of the new outfit, brought about ex branch network expansion and by the year 2002, the Zaria branch of the bank was established. The objective of this study therefore is to find out the impact of the gamut of financing scheme meant for the agricultural industry with particular reference to the branch’s area of coverage, in Zaria.
TABLE OF CONTENT
Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi
CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10
CHAPTER TWO
LITERATURE REVIEW – – – – – – -11
CHAPTER THREE
Research methodology – – – – – – -39
Design of study – – – – – – – -40
CHAPTER FOUR
Presentation, analysis and interpretation of data – -48
CHAPTER FIVE
Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69
