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EVALUATING THE PERFORMANCE OF SMALL AGRICULTURAL ENTERPRISES IN THE NIGER DELTA REGION OF NIGERIA AND CREDIT ACCESS TO FAMERS
ABSTRACT
TABLE OF CONTENTS
Title Page i
Certification ii
Dedication iii
Acknowledgement iv
Table of Contents v
List of Tables viii
List of Figures ix
Abstract x
CHAPTER ONE Introduction
1.1 Background Information 1
1.2 Problem Statement 2
1.3 Objectives of the Study 10
1.4 Hypotheses of Study 10
1.5 Justification of Study 11
CHAPTER TWOLiterature Review
2.1Concept and Definition of Small Scale Enterprises (SSEs) 13
2.2The State of Nigeria’s Agro-Based Industries 14
2.3Small Scale Agro-based Enterprises in Niger Delta 18
2.4Access to Credit 21
2.4.1 Limitation to Credit Access 22
2.4.2 Access to Credit among SMEs 24
2.4.3 Credit Constraints 26
2.5 Credit Default 28
2.6Empirical Evidence on Credit Accessibility 32
2.7 Theoretical Framework 36
2.7.1 Credit Access 36
2.7.2 Credit Constraints 41
2.7.3 Credit Default 43
2.7.4 effect of credit 45
2.8Analytical Framework 46
CHAPTER THREE Methodology
3.1 The Study Area 54
3.2 Sampling Technique 55
3.3 Data Collection 56
3.4 Data Analyses 56
CHAPTER FOUR Result and Discussions
CHAPTER FIVE Summary, Conclusion and Recommendations 96
5.1. Summary 96
5.2 Conclusion 99
5.3 Recommendations 100
5.4 Contributions to Knowledge 101
5.5 Suggestions for Further Research 102
REFERENCES 103
EVALUATING THE PERFORMANCE OF SMALL AGRICULTURAL ENTERPRISES IN THE NIGER DELTA REGION OF NIGERIA AND CREDIT ACCESS TO FAMERS
