Whether you are already living in Canada or planning a move, your health insurance needs to be sorted out with the Canadian government.
Given that specific requirements need to be fulfilled, it might also seem intimidating to get all the paperwork done correctly before making an important life decision like moving or launching a business!
Moving To Canada Health Insurance For Immigrants
What to do before moving?
You might want to do a few things before moving to Canada if you do not have health insurance. One is to determine if you are covered under your current health insurance policy. If not, you will likely need to find new coverage before moving.
You may also want to find out if any discounts or subsidies are available for people who purchase health insurance in Canada.
Finally, be sure to gather all the information necessary for filling out the paperwork required for obtaining health insurance in Canada. This includes your passport, visa status, and any existing medical records.
Health Insurance Basics
For people moving to Canada, one of the most important things to know is what type of health insurance they need. Canadians have a variety of options when it comes to health insurance, so foreigners should do their research before making a decision.
There are two types of health insurance that foreigners may need: private health insurance and public health insurance. Private health insurance is usually more expensive than public health insurance but can offer better coverage and benefits.
Public health insurance covers all medically necessary care, whether you are a resident or a visitor. It may not offer as many benefits as private health insurance, but it is usually less expensive. You may also receive free or discounted care through public health insurance programs.
Understanding the pros and cons of each type of health insurance is essential before deciding which option is best for you. Foreigners should also consider their needs and budget when choosing a policy.
Why Should I Care About Health Insurance?
If you’re considering moving to Canada, you must be aware of the different types of health insurance available to foreigners.
Without health insurance, you could pay an unrealistically high price for medical services if something happens while you’re in Canada.
In addition, health insurance can protect you and your family in case of an accident or illness while you live in Canada.
Moving To Canada Health Insurance
Suppose you are relocating to Canada and will live here for an extended time. In that case, it is crucial to understand what types of health insurance are available to foreigners and the premium costs.
There are two types of health insurance that people in Canada can purchase: private health insurance and public health insurance.
Public health insurance is typically cheaper, but certain exclusions exist for pre-existing conditions. Private health insurance is more expensive but often comes with better coverage.
When you are looking into purchasing health insurance, it is vital to understand the importance of foreign medical coverage.
Under Canada’s Regulated Health Professions Act, all medical practitioners working in Canada must have a Certificate of Registration (COR), which means they have been educated and have passed a licensing exam.
However, foreigners not registered with a provincial professional association may only see a doctor listed on their provincial list of providers.
While this gives you access to care, it does not provide full coverage for medically necessary treatment outside of Canada or for items not included in the provincial range, such as prescription drugs or dental care.
