SYSTEMATIC BANK RESTRUCTURING AS A VIABLE SOLUTION FOR BANK FAILURE IN NIGERIA

SYSTEMATIC BANK RESTRUCTURING AS A VIABLE SOLUTION FOR BANK FAILURE IN NIGERIA

ABSTRACT

The impact of global economic depression caught up with the Nigerian economy in the last decade and one of the industrial survival strategies was restructuring programmes. With this development arouse many unanswered
problems in relation to method of approach and implications of such arrangements. With the celebrated restructuring cases of FSB International Bank Pic and Standard trust Bank Limited, the research delve into the systematic methods applied by the two banks.
The information gathered shows that great effort, time and huge financial resources are expended in various training and retraining programmes, management retreats, recruitment, recapitalization, corporate promotion, computerization and sundry infrastructural developments. Little is being done by the banks in inculcating the concept of trust which I believe is a critical success factor in the new millennium. The systematic approach to restructuring can only be achieved through attention to details and maintenance of standards.

TABLE OF CONTENT

Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi

CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10

CHAPTER TWO

LITERATURE REVIEW – – – – – – -11

CHAPTER THREE

Research methodology – – – – – – -39
Design of study – – – – – – – -40

CHAPTER FOUR

Presentation, analysis and interpretation of data – -48

CHAPTER FIVE

Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69

SYSTEMATIC BANK RESTRUCTURING AS A VIABLE SOLUTION FOR BANK FAILURE IN NIGERIA