THE IMPACT OF RURAL BANKING AND CREDIT ADMINISTRATION UNDER PEOPLE’S BANK OF NIGERIA

THE IMPACT OF RURAL BANKING AND CREDIT ADMINISTRATION UNDER PEOPLE’S BANK OF NIGERIA

ABSTRACTS
All over the world, particularly in developing countries with economic crises in-formed by mismanagement or years of neglect of rural people, governments do adopt various programmes with varied roads basically desidgned to address the problems o-f poverty. In Nigeria, the military government o-f General Ibrahim Babangida which came to power at the tail end o-f 1985, was confronted with accepting International Monetary Fund (IMF) loan and its traditional conditional ities as a way of debt rescheduling, or design a home made structural adjustment programme. In 1936, with the consent of majority of Nigerians, Structural Adjustment Programme (SAP) was adopted. Regretab1y, SAP brought distortions in Nigerian economy and consequently aggravated the State of poverty in many
homes. To ameliorate the hardship effects of SAP, People’s Bank was established in 1989, as a Sole provider of credit
facilities to the underprivileged Nigerians. Six year after the bank was established, the problems of poverty are still
visible. This calls for adequate funding of Peop1e’s Bank by the Federal government with a view to making the bank more relevant to victims of SAP.

TABLE OF CONTENT

Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi

CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10

CHAPTER TWO

LITERATURE REVIEW – – – – – – -11

CHAPTER THREE

Research methodology – – – – – – -39
Design of study – – – – – – – -40

CHAPTER FOUR

Presentation, analysis and interpretation of data – -48

CHAPTER FIVE

Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69

THE IMPACT OF RURAL BANKING AND CREDIT ADMINISTRATION UNDER PEOPLE’S BANK OF NIGERIA