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IMPACT OF NORTH—EAST ARID ZONE DEVELOPMENT PROGRAMME CREDIT ON FARMERS IN BURSARI LOCAL GOVERNMENT AREA, YOBE STATE, NIGERIA
Abstract:
The study was undertaken with the main objective of evaluating the impact of North-East Arid Zone Development Programme (NEAZDP) crop production credit on farmers in Bursari Local Government Area, Yobe State. The study compared the production activities of the farmers who obtained crop production credit from NEAZDP (credit farmers) and those that did not obtain crop production credit (non-credit farmers). Structured questionnaire were administered to the farmers to gather information on socio-economic characteristics, finance, production activities, marketing activities, etc. The comparisons were based on variables such as farm size, labour, input, level of production and productivity, using analytical techniques such as descriptive statistics, farm budgeting analysis and production function analysis. The variables were hypothesized to be the same for both group of farmers. The results showed that credit farmers, had higher farm size and fertilizer use than non-credit farmers but there was no significant difference in fertilizer used per hectare between the two groups of Farmers. There was no significant difference between levels of chemical, seed and operating expenses of credit farmers and non-credit farmers. Non-Credit Farmers had higher labour use per hectare than credit farmers and this was significant at 1 per cent. The gross farm income and net farm income were higher for credit farmers but gross farm income productivity was almost the same for both groups of farmers. All the regression coefficients of inputs showed positive relationship with output, but credit farmers had higher regression coefficients of inputs with exception of chemical than non-credit farmers. All the inputs had elasticities less than 1 for both groups of farmers and all the inputs had positive marginal productivities. The marginal value productivity of all inputs were greater than their unit prices.
IMPACT OF NORTH—EAST ARID ZONE DEVELOPMENT PROGRAMME CREDIT ON FARMERS IN BURSARI LOCAL GOVERNMENT AREA, YOBE STATE, NIGERIA
