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INSTITUTIONAL FINANCING OF PROJECTS IN NIGERIA:
ABSTRACT
The development of projects is central to the economy of any nation. It indicates that economic activities are taking place in that economy. Very essential to the success of projects is financing. The availability of finance is a central core for the successful execution of the project. Very often, in a depressed economic situation as being experienced in Nigeria, the availability of private financing for projects is next to nil. This is due to low income per capita, low savings propensity, and general poverty. With private funds practically unavailable the responsibility for project financing then falls on financial institutions then have to provide the financing for these important economic activities to take place. With the introduction of development banking into the Nigerian economy we have some institutions that are specifically responsible for the provision of financing for projects. Among these development banks are the Nigeria Industrial development Bank (NIDB), the Nigeria Bank for Commerce and Industry, the federal Mortgage Bank and the Nigeria Agricultural and co-operative Bank. These banks collectively financed almost all the projects that are being executed in Nigeria. Each of these institutions is responsible for a specific area in the economy as their suggest. The NIDB which is the case study at this project is responsible for industrial projects as against mortgage financing or financing commercial a projects.
TABLE OF CONTENT
Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi
CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10
CHAPTER TWO
LITERATURE REVIEW – – – – – – -11
CHAPTER THREE
Research methodology – – – – – – -39
Design of study – – – – – – – -40
CHAPTER FOUR
Presentation, analysis and interpretation of data – -48
CHAPTER FIVE
Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69
INSTITUTIONAL FINANCING OF PROJECTS IN NIGERIA:
