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SMALL-SCALE AGRICULTURAL FINANCING IN NIGERIA
Due to the capital-intensive nature of modern farming, the role of banks in providing sustainable credit to farmers cannot be over emphasized. The study sought to find out the effect of credit on farmers output as well as the problems encountered by banks in credit delivery. This study was carried out in the predominantly farming communities of Anambra East and West and Oyi LGAs of Anambra State and, the commercial and development hanks located in these communities. Two research questions guided the study. Survey research design was employed for the study and, t-test statistics was used to analyze data and test the significance of difference at 0.05 level. The farmers who benefited from bank loan had a better and mote output than those who did not. Also, there was disparity in the problems encountered by the commercial and development banks. Based on the findings, recommendations were made.Due to the capital-intensive nature of modern farming, the role of banks in providing sustainable credit to farmers cannot be over emphasized. The study sought to find out the effect of credit on farmers output as well as the problems encountered by banks in credit delivery. This study was carried out in the predominantly farming communities of Anambra East and West and Oyi LGAs of Anambra State and, the commercial and development hanks located in these communities. Two research questions guided the study. Survey research design was employed for the study and, t-test statistics was used to analyze data and test the significance of difference at 0.05 level. The farmers who benefited from bank loan had a better and mote output than those who did not. Also, there was disparity in the problems encountered by the commercial and development banks. Based on the findings, recommendations were made.
TABLE OF CONTENT
Title page- – – – – – – – – i
Approval page – – – – – – – -ii
Dedication – – – – – – – – -iii
Acknowledgement – – – – – – – -iv
Abstract – – – – – – – – – -v
Table of content – – – – – – – -vi
CHAPTER ONE
INTRODUCTION – – – – – – – -1
1.0 Background of the study – – – – -1
1.1 Statement of the problem – – – – -5
1.2 Purpose of the study – – – – – -6
1.3 Significance of the study – – – – -8
1.4 Research questions – – – – – -9
1.5 Scope of the study – – – – – – -10
CHAPTER TWO
LITERATURE REVIEW – – – – – – -11
CHAPTER THREE
Research methodology – – – – – – -39
Design of study – – – – – – – -40
CHAPTER FOUR
Presentation, analysis and interpretation of data – -48
CHAPTER FIVE
Summary of findings – – – – – – -60
Conclusion – – – – – – – – -61
Recommendations – – – – – – – -62
Suggestions for further research – – – – -64
References – – – – – – – – -65
Appendix I – – – – — – – – -68
Questionnaire. – – – – – – – -69
